Technology Built for the Real World
Embedded financial solutions that work for everyone in the ecosystem
For Lenders
Access new markets
Reach customers through merchant networks without building new branches
Embedded credit APIs
Specialized for SACCOs, MFIs, and banks to easily integrate
Low operational cost
Manage high volume micro-loans efficiently with our automated platform
Reduced risk
Our built-in alternative scoring system helps identify reliable borrowers


For Merchants
Boost sales
Enable credit for customers without offering financing yourself
BNPL at checkout
Let customers buy now, pay later with zero capital risk to your business
Grow customer loyalty
Increase foot traffic and repeat business with flexible payment options
Get paid instantly
Receive full payment upfront while customers pay over time
For Everyday Buyers
Buy essentials now
Get food, phones, groceries, and more when you need them, pay later
Apply instantly
Quick application process right at your nearest participating merchant
No paperwork
Simple digital process with no hidden fees or debt traps
Trusted solution
Supported by local shops and backed by real financial institutions
